Flood Water Damage

 Flood Water Damage

Flood water damage is one of the most sought after insurance claims in the United States.  

Be sure to check your policy yearly to make sure that you are covered in the event of a flood.  Most insurance policies do not cover flood damage unless it is added into the policy.

Many mortgage companies will insure you without coverage if you aren't in a 100 or 500 year flood plain.  You may want to consider insurance, even if it isn't required. 

Flood damage in my house?

Many floods happen where they aren't expected.  You don't want to be held liable for the replacement cost of your home or business.

If you have flood water damage, it is very important to begin the drying process as soon as possible to minimize mold and mildew development.

If you will need to wait on an expert you can begin the process yourself.  Be sure to use caution.  Turn off the electricity at the box and enter with rubber boots and gloves.

• Basement water damage is the most common.  Begin with a pump and/or wet vac to remove the water.
  
• Use a good dehumidifier.  You will want to take out as much of the moisture from the air as possible.
  
• Place an air blower or dryer in the room to help with the removal of moisture from the walls, floors and cement.
  
• Wash and dry all materials that you can.
  
• Water damage of your floor can require special cleaning solutions.

These tips should get you started.  Water damage clean up can be tricky, and you will still need a professional to come in and finish the job properly.  This will help to cut down on the potential for mold and mildew growth from your flood water damage.